Why Hire a Workers’ compensation Attorney?
Not every workers’ compensation claim requires the use of a workers’ compensation attorney. In some instances, the insurance compensation any quickly pays out the workers’ compensation benefits. But why chance it, when you can get a Free Consultation about the merits of your case with our firm.
However, claiming workers’ compensation is not always so easy. Employers and insurers alike are wary of workers’ compensation fraud. Fraud occurs when an employee either fakes or exaggerates an injury in order to get a sizable payout. Additionally, from a business perspective, the workers’ compensation insurance carrier has a financial incentive to not pay out workers’ compensation benefits. Meanwhile, the employer does not want its premiums to increase, so it too has a financial incentive to deny the claim.
By hiring a workers’ compensation attorney, you can bolster your legitimate claim, so the insurer won’t deny it. In addition, if the insurer does deny it, you and your lawyer will be able to appeal the decision to your state’s workers’ compensation board. The board may be able to help force the carrier to pay you your benefits.
What Does a Workers’ compensation Attorney Do?
A workers’ compensation lawyer can help you with a number of things. One of the most important roles the attorney can fulfill for you is helping you understand and navigate your state’s workers’ compensation insurance laws. Workers’ compensation insurance law varies from state to state, so it is important to hire a local attorney.
In addition, a lawyer will be able to assess the details of your claim to determine its strengths and weaknesses. For example, the lawyer may look at your medical files to determine the extent of your injuries. He or she may also read your compensation claim and any safety reports to see if there were any past violations. All this information can help bolster your case and secure your workers’ compensation benefits.
Also, the lawyer will know how to appeal to the state’s workers’ compensation board if the insurance carrier denies your claim. Your lawyer can represent you at administrative hearings.
Your workers’ compensation attorney can also assess your medical costs, rehabilitation costs, and the extent of your disability, if any, to determine what the rightful workers’ compensation benefit payout should be according to state law.
Finally, the lawyer may be able to provide you with some information regarding alternatives to workers’ compensation that you can turn to while waiting for your claim or appeal to be processed. This can be critical for injured workers who do not have the money to sustain themselves without workers’ compensation.